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The merchant will handle the return in accordance with Visa guidelines. The merchant may credit your card, provide a cash refund, or issue a store credit. A pre-authorization means that a temporary hold is placed on a portion of your funds over and above the actual purchase amount until the merchant settles the transaction - usually within 3 days.If the merchant reverses or cancels the transaction on your card, there will be a fee and it may take up to 10 days for those funds to become available on your card. During this time, these funds will not be available to you to make additional purchases or ATM cash withdrawals.Yes, the card is available in every Province and Territory in Canada. How long does it take to get my personalized card in the mail? No, the CAT Platinum Visa Card™ is a reloadable prepaid credit card.

You will need to submit an application with your personal information and present at least 2 pieces of ID including one piece of government issued photo ID such as a driver’s license or passport.

Yes, however some car rental companies may elect not to accept your card as a form of payment.

Please keep in mind that car rental companies will process a pre-authorization for much more than the actual cost of the rental until which time you return the vehicle and settle for extra charges such as fuel, damage, road tolls, extra days, etc.

The CAT Platinum Visa Card™ gives you the power to make purchases worldwide anywhere Visa cards are accepted.

The CAT Platinum Visa Card™ is reloadable so you can add money to the card over and over again.

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